The Financial Aid Office (FAO) coordinates the awarding of scholarships, grants, work-study, and loans through Federal, State, and University funds. Financial aid enables students to reduce or eliminate financial barriers to admission and retention at the University. All awards are contingent upon availability of funds. Non-degree students are not eligible to receive financial aid.
A student applying for financial aid must follow the procedure outlined below:
Most financial aid programs require that an applicant register at least half-time, maintain satisfactory academic progress, and show evidence of financial need. Receipt of a financial aid award does not guarantee financial aid in subsequent years. A student must reapply for financial aid each academic year.
These two-semester undergraduate student budgets are used to determine initial financial aid awards, but can be adjusted later in the year if tuition figures change.
Commuter - residing with parents, relatives, or friends without the responsibility of rent or mortgage.
Undergraduate tuition amount is based on 15 credit hours per semester and 30 credit hours per academic year (an average course load).
Financial aid recipients must comply with UWF's satisfactory academic progress (SAP) requirement for GPA, Completion Ratio (CR), and Maximum Time Limit (MTL). The complete policy is available on the financial aid website. Financial aid eligibility is checked at the time a student is awarded and at the end of every semester when grades are posted. Minimum requirements are:
1 - 29 hours: 1.80
30+ hours: 2.00
Satisfactory completion means that a student must complete at least 75% of the courses in which they enroll with the following grades: A, B, C, D, P, and S. Unacceptable grades include F, U, N, I (incomplete), W, WF, WR, TR, V (extended incomplete) and X (audit). Transfer hours from previous institutions, remedial courses, and repeat coursework are included in the completion ratio.
180 credit hours is the maximum time limit for an undergraduate student. All coursework taken is included in these totals (transfer hours, remedial courses, repeat coursework, withdrawals, F’s, etc.). Maximum Time Limit for a second bachelor's degree is 150% of the program length. Maximum Time Limit cannot be appealed.
Students declared ineligible for financial aid on the basis of unsatisfactory academic progress may appeal the decision in writing by completing the Satisfactory Academic Progress Appeal Form. Appeals are based on extenuating circumstances only; documentation is required.
A student who chooses not to appeal, or whose appeal is denied, will regain eligibility once the minimum standards for GPA and/or completion ratio are attained. The student is responsible for contacting the Financial Aid Office when standards are reached.
This grant is the primary need-based federal aid program. Repayment is not required. Pell Grants are awarded to undergraduate students working on a first bachelor's degree. Awards are based upon enrollment status.
These grants are awarded to undergraduate students working on a first bachelor's degree with high financial need. Repayment is not required. The grants range in value up to $2000 per year. A student must be receiving Pell Grant to be eligible for FSEOG.
FSAG is a need-based, state grant awarded to undergraduate Florida residents working on a first bachelor's degree. Repayment is not required. Eligibility is determined by completing the FAFSA. FSAG has a priority deadline of March 1st for the academic year that begins with the fall semester.
Limited funds are available to undergraduate students, working on a first bachelor's degree, who demonstrate financial need. Repayment is not required. Grants range in value up to $2000 per year.
This is a need-based, state grant available to a limited number of undergraduate Florida residents who are identified on the FAFSA as a first generation college student. This grant is subject to availability of funds.
A subsidized loan is need-based and accrues no interest while the student is attending school at least half-time. If the student does not qualify for a subsidized loan, an unsubsidized loan will be processed. An unsubsidized loan does accrue interest from the time the loan is disbursed. The student has the option to pay the interest every 90 days or let it capitalize. Students are encouraged to pay the interest, if possible, to avoid additional interest charges. Both loans have a 6-month grace period before repayment begins; the student can repay the loan at any time without penalty. Additional information regarding interest rate, annual, and aggregate limits can by found on the financial aid website.
The Parent PLUS loan allows a parent to borrow on behalf of his or her dependent, undergraduate children who are enrolled at least half-time (6 semester hours). A PLUS loan may not exceed the cost of education minus other aid awarded. The PLUS application may be obtained from the Financial Aid Office or the financial aid website. Repayment begins within 60 days of the loan being disbursed unless deferred repayment is requested by the parent.
These are need-based, long-term, 5% interest loans awarded to a limited number of students. Loans up to $4000 per academic year (fall and spring) are awarded to students enrolled at least half-time (6 semester hours) and working on a first degree. Repayment begins nine months after the student graduates or ceases at least half-time enrollment.
The Financial Aid Office awards only need-based scholarships. Need-based scholarships require that the student complete a Free Application for Federal Student Aid (FAFSA). Award amounts range from $500 - $3000 per academic year based on documented need.
The Office of Undergraduate Admissions awards merit-based scholarships to incoming undergraduate students. Additional information is available on the Admission's website. Merit-based funds are awarded to a limited number of incoming full-time students and vary in range up to $5,000. Awards are determined based on the quality of the applicant pool. Some scholarships are renewable and others are one-time awards. Students admitted in advance of the priority deadline, January 1, receive first consideration.
Some academic departments also award merit-based funds. Check with your academic department for information about any scholarships that might be available.
This merit-based scholarship is for Florida residents who graduate from a Florida high school. The value of these scholarships is determined by the State of Florida. Eligibility is determined at the high school level based on curriculum, grades, test scores, and community service. Contact your high school guidance counselor to determine your eligibility.
FWS is a need-based federal aid program where a student is assigned an on-campus job. A small percentage of FWS funds are allocated to off-campus, non-profit community service organizations. Awards are available to a limited number of undergraduate students enrolled at least half-time (6 hours) working on a first degree. The average award is 15 hours per week at $7.79 per hour. Students are paid every two weeks based upon the number of hours worked during that period.
University departments and offices employ students under the OPS program. The Office of Human Resources oversees and posts student employment job opportunities on-campus. Visit the Student Employment site at jobs.uwf.edu, select “Student.” For more information contact Human Resources at (850) 474-2694.
Off-campus employers advertise with the Office of Career Services to assist in filling part-time positions. Information is available online at uwf.edu/career.