The Financial Aid Office (FAO) coordinates the awarding of scholarships, grants, work-study, and loans through Federal, State, and University funds. Financial aid enables students to reduce or eliminate financial barriers to admission and retention at the University. All awards are contingent upon availability of funds. Non-degree students are not eligible to receive financial aid.
Information is updated frequently. Visit the Financial Aid Office website for the most current and detailed information.
A student applying for financial aid must follow the procedure outlined below:
Most financial aid programs require that an applicant register at least half-time, maintain satisfactory academic progress, and show evidence of financial need. Receipt of a financial aid award does not guarantee financial aid in subsequent years. A student must reapply for financial aid each academic year.
Students must have confirmed attendance prior to aid disbursing.
These two-semester graduate student budgets are used to determine initial financial aid awards, but can be adjusted later in the year if tuition figures change.
Commuter - residing with parents, relatives, or friends without the responsibility of rent or mortgage.
Graduate tuition amount is based on 9 credit hours per semester and 18 credit hours per academic year (an average course load).
Financial aid recipients must comply with UWF's satisfactory academic progress (SAP) requirement for GPA, Completion Ratio (CR), and Maximum Time Limit (MTL). The complete policy is available on the Financial Aid Office website. Financial aid eligibility is checked at the end of every semester after grades are posted. Minimum requirements are:
Master's, Specialist, and Doctorate: 3.0 at all times
Satisfactory completion means that a student must complete at least 75% of the courses in which they enroll. Transfer hours from previous institutions and repeat coursework are included in the completion ratio.
The maximum time limit for a graduate student is 150% of the program length. All coursework taken is included in these totals (transfer hours, repeat coursework, withdrawals, F's, etc.). Maximum Time Limit for a second master's degree is 150% of program length. Maximum Time Limit cannot be appealed.
Students declared ineligible for financial aid on the basis of unsatisfactory academic progress may appeal the decision in writing by completing the Satisfactory Academic Progress Appeal Form. Appeals are based on extenuating circumstances only; documentation is required.
A student that chooses not to appeal, or whose appeal is denied, will regain eligibility once the minimum standards for GPA and/or completion ratio are attained. The student is responsible for contacting the Financial Aid Office when standards are reached.
Limited institutional funds are available to graduate students working on a first master's degree who demonstrate financial need. Repayment is not required.
An unsubsidized loan is the primary type of financial aid available to a graduate student. Interest does accrue from the time the loan is disbursed. The student has the option to pay the interest every 90 days or let it capitalize. Students are encouraged to pay the interest, if possible, to avoid additional interest charges. There is a 6-month grace period before repayment begins, and the student can repay the loan at any time without penalty. Additional information regarding interest rate, annual, and aggregate limits can be found on the Financial Aid Office website.
The Grad PLUS loan allows a graduate student to borrow up to the total cost of education minus any other financial aid. The interest rate is variable, and repayment is generally deferred while in school. Half-time (6 graduate semester hours) enrollment, satisfactory academic progress, and a credit check are required. Additional information and application procedures are available in the Loans section of the Financial Aid Office website.
Merit-based funds are awarded to a limited number of graduate students by the academic departments. The John C. Pace, Jr. Graduate Scholarship is awarded to new and currently enrolled graduate students with a minimum 3.00 GPA. Enrollment in six or more hours of graduate credit is required. Each college may establish additional criteria. The amount of the award varies for each graduate student.
Merit-based funds are awarded to a limited number of graduate students by the academic departments. The Merit Graduate Scholarship is awarded to new and currently enrolled graduate students with a minimum 3.00 GPA. Enrollment in six or more hours of graduate credit is required. Each college may establish additional criteria. The amount of the award varies for each graduate student.
There are many opportunities for students to be employed on campus. Student job opportunities are posted on the Human Resources website under Student Employment. Additionally, departments that hire large numbers of students post employment opportunities on their individual websites or in their office - examples include the Housing Office, Food Services, and Recreation. Visit the Student Employment site at jobs.uwf.edu and select "Student". For more information contact Human Resources at (850) 474-2694.
Graduate Assistantships are available in many departments across campus. Please contact your academic department regarding availability. Graduate Assistants are paid bi-weekly and receive partial tuition waivers.
Off-campus employers advertise with the Office of Career Services to assist in filling part-time positions. Information is available online at uwf.edu/career.